Assets are the things you own that have financial value: cash and savings, investments, retirement accounts, real estate, vehicles, and other valuables. Liabilities are the amounts you still owe, including mortgages, student loans, credit card balances, and other debts. Enter each asset in its matching category and each debt separately. The calculator adds your assets and subtracts your liabilities to show your net worth, then breaks down your asset mix and debt-to-asset ratio.

Assets

Everything you own that has financial value

Cash & Savings

Investments (stocks, bonds, funds)

Retirement Accounts (401k, IRA, pension)

Real Estate

Other Assets (vehicles, valuables)

Liabilities

Everything you owe

Mortgage

Student Loans

Credit Card Debt

Other Debt (car loans, personal)

Your Net Worth

Total Assets $100,000

Total Liabilities $0

Net Worth $100,000

Debt-to-Asset Ratio 0.0%

Assets vs Liabilities

Asset Breakdown

This is a simplified snapshot for educational purposes only. Actual net worth may vary based on asset valuations, outstanding balances, and market conditions. Sign up for Monavio to track your net worth automatically over time.

Track Your Net Worth Over Time

Monavio automatically calculates your net worth from your linked accounts, investments, and bank statements — updated every time you upload.

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